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Observe.--Former s. 2) Skilled education packages should contribute on to the skilled competency of the members, might solely be offered by permitted mortgage enterprise faculties or entities specifically exempted from allowing as [[https://cqfd-archives.com/forum/profile/loydtorrez0731/|mortgage broker los angeles]] enterprise schools, and will include electronically transmitted or distance training programs. History.--s. 9, ch. 95-313; s. 3, ch. 2001-228; s. A college shall advertise solely as a college and beneath the permitted identify of such school as recognized by the workplace. 525, ch. 2003-261; s. Considered one of the most typical types of abusive lending is the making of loans that are fairness-primarily based reasonably than income-primarily based. History.--ss. 48, 50, ch. 494.0078 Quick title; functions.-- (1) This act shall be known because the "Florida Fair Lending Act." (2)(a) The Legislature finds that abusive mortgage lending has grow to be a problem on this state though most excessive-price home loans do not involve abusive mortgage practices. The commission might adopt guidelines to make sure that investors are adequately protected below this subsection. 494.00792 Required disclosures for top-value residence loans. 91-429; s. 546, ch. As long as there is ample equity in the house, an abusive creditor advantages even when the borrower is unable to make the payments and is compelled to refinance. History.--ss. 49, 50, ch. 91-245; s. 4, ch. 494.00794 Proper to cure excessive-value house loans. 494.0079 Definitions. 494.00791 Prohibited acts. 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